Terms & Conditions

Effective Date: August 17, 2025

Welcome to Mosaro.net (“Company,” “we,” “our,” or “us”). These Terms and Conditions (“Terms”) govern your access to and use of our website www.mosaro.net (the “Site”). By using the Site, you agree to these Terms. If you do not agree, please discontinue use immediately.

1. Use of the Site

• You must be at least 18 years old or the age of majority in your jurisdiction to use our Site.

• You agree to use the Site only for lawful purposes and in compliance with all applicable laws and regulations.

• You agree not to:

  • Engage in unauthorized use of the Site or attempt to disrupt its operation.

  • Copy, modify, distribute, or exploit any content without our prior written consent.

  • Use the Site in any way that may harm Mosaro.net, other users, or third parties.

2. Intellectual Property

• All content, design, trademarks, logos, text, graphics, software, and other materials available on the Site are the property of Mosaro.net or its licensors.

• You are granted a limited, non-exclusive, non-transferable license to access and use the Site for personal or business purposes, provided you comply with these Terms.

3. Products and Services

• Any services, digital products, or offerings made available through Mosaro.net are subject to their own additional terms, pricing, and policies.

• We reserve the right to modify, suspend, or discontinue any product or service at any time without prior notice.

4. User Accounts (if applicable)

• If you create an account on Mosaro.net, you are responsible for maintaining the confidentiality of your login details.

• You agree to notify us immediately if you suspect unauthorized use of your account.

• We reserve the right to suspend or terminate any account that violates these Terms.

5. Payments (if applicable)

• All payments made through the Site are processed by third-party providers.

• By making a purchase, you agree to provide accurate billing information and authorize us or our payment partners to charge the applicable amount.

• We are not responsible for errors, delays, or security issues caused by third-party payment processors.

6. Third-Party Links

• Our Site may contain links to third-party websites or services.

• We do not control and are not responsible for the content, policies, or practices of these third parties. Accessing third-party sites is at your own risk.

7. Disclaimer of Warranties

• The Site and its contents are provided “as is” and “as available” without warranties of any kind, express or implied.

• We do not guarantee that the Site will be error-free, uninterrupted, or secure.

• Your use of the Site is at your sole risk.

8. Limitation of Liability

• To the fullest extent permitted by law, Mosaro.net and its affiliates shall not be liable for any damages, losses, or claims arising out of your use of the Site or reliance on its contents.

• This includes, without limitation, indirect, incidental, or consequential damages, even if we have been advised of the possibility of such damages.

9. Indemnification

You agree to defend, indemnify, and hold harmless Mosaro.net, its directors, employees, and affiliates from any claims, liabilities, damages, costs, or expenses (including attorney’s fees) arising from your use of the Site or violation of these Terms.

10. Changes to These Terms

We may update these Terms from time to time. The updated version will be posted here with a revised Effective Date. Continued use of the Site after changes are posted constitutes your acceptance of the revised Terms.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Florida, without regard to conflict of law principles.

12. Contact Us

If you have questions about these Terms, contact us at:

📧 ask@mosaro.net
📍 7901 4th St. N STE 300, St. Petersburg, FL 33702